Title: Commercial Trucking Insurance
Author: Kevin
Published: March 9, 2016

---

#  Commercial Trucking Insurance

## Looking for Commercial Trucking Insurance in Lake Jackson?

As a private carrier, you are responsible for hauling goods in your own truck for
your company or employer. Whether you’re working in construction, excavation, manufacturing,
or any other private carrier capacity, we have truck insurance solutions for you.

**Primary Liability** – Every trucker/trucking company who operates under their 
own authority is required to carry primary liability coverage on all owned units
and either provide this insurance for their leased vehicles or ensure that the leased
operator carries it on their own.  Generally, the motor carrier provides this coverage
for the leased operators but there are rare instances when this is not the case.

**Cargo Insurance **– Provides coverage for loss or damage to the property a truck
is transporting (the load). Generally, though not always, provided by the motor 
carrier for leased operators.

**Physical Damage (Collision, Specified Perils)** – Provides coverage for repair
or replacement due to damage resulting from a covered loss (collision, fire, theft,
hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.

**Occupational Accident** – Product designed specifically for owner operators in
the trucking industry. In most states, by being self-employed owner operators can
opt out of state mandated workers compensation coverage. While not the same as workers
compensation, occ/acc is similar in scope and intent.

Most motor carriers require their leased operators to be covered either by workers
compensation or occ/acc at the leased operators expense. For those who qualify, 
occ/acc is generally a lower cost alternative.

## How to get started on your quote

To get started on your quote, [**call**](https://www.haganrp.com/contact/?output_format=md)
our office or **[click](https://www.haganrp.com/quotes/?output_format=md)** over
to our [**quotes page**](https://www.haganrp.com/quotes/?output_format=md). Either
way we’ll make the process simple!

#### Please complete the form below for a quote.

 * What would you like a quote for? Check all that apply:*
    -   Auto
    -   Home
    -   Condo
    -   Renters
    -   Rental Property
    -   Life
    -   Motorcycle
    -   Boat & Jet Ski
    -   Umbrella
    -   Business Owners Package
    -   Work Comp
    -   Contractors Insurance
    -   Other
 * Primary Policyholder Name*
 *    First    Last
 * Your Phone Number
 * SMS Text Messaging Opt-In
 *  By checking this box, I consent to receive text messages related to my quote
   request from Hagan Risk Partners. You can reply "STOP" at any time to opt-out.
   Message and data rates may apply. Message frequency may vary, text "HELP" to (
   979) 297-2433 for assistance. For more information, please refer to our [https://www.haganrp.com/privacy/.](https://www.haganrp.com/privacy/?output_format=md)
   Mobile information will not be shared with third parties/affiliates for marketing/
   promotional purposes.
 * Your Email*

 * How did you find our agency?*
    -   Google Search
    -   Facebook Page/Post
    -   Facebook/Instagram Ad
    -   Google Ad
    -   Customer Referral
 * Who referred you to us?*
 * Current Insurance Provider*
 * Date Quote Needed*
 *   MM slash DD slash YYYY
 * If you have any other questions, comments or requests, please leave them here,
   thank you!

### Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Hagan Risk Partners
is here and ready to make the process as painless as possible. We look forward to
meeting you!

 [ Start Here ](https://www.haganrp.com/quotes/?output_format=md)